Auto Insurers Ordered to “Close the Gap” on Refunds Owed to California Drivers for Excess Premiums Charged during COVID-19 Pandemic

By Jackson Sullivan In an October 6, 2021 press release, Insurance Commissioner Ricardo Lara announced that the Department of Insurance (DOI) had ordered three auto insurance companies, covering approximately 20% of California drivers, to reimburse excess premiums charged during the Continue reading

After Declaration of Emergency—Mandatory Moratorium on Cancellations and Non-Renewals of Residential Property Insurance

By Julia Zeigler On September 20, 2021, Department of Insurance Commissioner Ricardo Lara issued a “bulletin” to announce the mandatory moratorium on cancellations and non-renewals of policies of residential property insurance. His announcement follows another year of record-breaking wildfires in Continue reading

Department of Insurance Enforces Regulations Over Bail Bonds as Discussions of Reform Move Forward

By Hannah Ohman On July 15, 2020, the Department of Insurance (DOI) issued a press release stating that an investigation by the Department of an unlicensed immigration bond company led to a $5.5 million settlement. After an investigation and subsequent Continue reading

Heating Up: How the Department of Insurance is Facing Climate Change and Insurance Costs

By Jennifer Wilczynski On May 20, 2020, the Department of Insurance (DOI) Climate Insurance Working Group issued draft recommendations regarding state policies that are directly related to major climate change issues, including extreme heat, flood and sea levels rising, and Continue reading

California Department of Insurance Takes Steps to Protect the Rights of the LGBTQ+ Community

By Jennifer Wilczynski On June 12, 2020, California Insurance Commissioner Ricardo Lara issued a statement disapproving the Trump Administration’s reversal of non-discrimination protections under section 1557 of the Affordable Care Act. Without heeding the warning and dissatisfaction from 18 state insurance Continue reading

Department of Insurance Issues Cease and Desist Orders to Protect Consumers from Illegal Extended Warranty Contracts

By Jennifer Wilczynski Between April and October of 2020, the California Department of Insurance (DOI) issued multiple cease and desist orders preventing unlicensed businesses from illegally selling Vehicle Service Contracts (VSCs), or extended warranties. VSCs typically provide extra coverage for Continue reading

Department of Insurance Responds to Impacts from Another Devastating Wildfire Season

By Hannah Ohman Starting in August 2020, the Department of Insurance (DOI) took the following actions to address consumer issues resulting from the 2020 wildfire season: In an August 20, 2020 press release, DOI urged residents to keep all receipts Continue reading

Department of Insurance Issues Cease and Desist Order to Health Care Sharing Ministries Aliera Healthcare, Inc. and Trinity Healthshares, Inc. for Misleading Consumers and Operating Without Authorization

By Marie McDonald Hulen On March 8, 2020, the California Department of Insurance issued a Cease and Desist Order against Aliera Healthcare, Inc. and Trinity Healthshares, Inc. for violating California law by misleading California consumers regarding their products and transacting Continue reading

Department of Insurance Coordinates with Law Enforcement to Arrest Suspects in Organized Auto Fraud Ring in $500,000 Operation Dealer’s Choice

By Brittany Hodgson In December 2019, investigators from the San Diego County Organized Automobile Insurance Fraud Task Force, which includes investigators from the California Department of Insurance, the San Diego District Attorney’s Office, and California Highway Patrol, arrested several suspects Continue reading

Department of Insurance Holds Pre-Notice Public Workshop on Proposed Regulations Regarding Auto Insurance Discounts

By Marie McDonald Hulen On January 28, 2020, the California Department of Insurance (the Department) held a pre-notice workshop in Los Angeles to hear public feedback on a proposed regulation that would change the way auto insurers offer discounts to Continue reading