The Make It Fair Act Proposes to Expand Insurance Coverages and Increase Transparency but Raises Questions about the Practical Expansions and Cost of those Expansions

By Lisbeth Abigail Rosales On February 2, 2026, California’s Department of Insurance (DOI) Commissioner, Ricardo Lara, and Assemblymember Calderon announced legislative bill AB 1689 (Calderon), aimed at transforming the California FAIR Plan. On December 22, 2025, DOI released a Report Continue reading